Tied together by similar economies, history, and culture, the Carolinas represent a region with more than 14 million people, making it the 5th largest state if combined. While North and South Carolina do have their differences, there are many similarities in things having to do with policies, ordinances, and state laws. There is no better example of this then when considering Carolina car insurance. Lets take a moment to review what Carolina car insurance means, as well as the shared laws that you should follow if and when you are looking to insure your vehicle and guarantee that you are a fully licensed and insured Carolina driver.
Rules Behind Carolina Car Insurance
You will need car insurance if you want to legally drive your vehicle in the Carolina’s. So, what is meant by car insurance? Simply put, car insurance exists to ensure that you as a driver have the appropriate financial means to cover damages that you may inflict on to others as you drive. Providing assistance to the other person, your car insurance allows you to drive without having tens of thousands of dollars held in reserve in case the worst were to occur.
Levels of Carolina Car Insurance
Not all Carolina car insurances are created equal. For example, while every person will require a minimum level of coverage, this is only the beginning as required by laws found in the Carolina’s. More often then not, this does not do enough to fully cover the costs of accidentally, resulting in people still be liable for damage even with insurance. This is why both states that comprise the Carolina’s recommend getting more then just the minimum level of coverage, instead requesting that you get at least collision, as well as several other kinds of insurance add-on that not only increase your coverage and payments but also limit your liability.
Living Without Carolina Car Insurance
Carolina car insurance is not required if you do not operate a vehicle. As long as you have a license, other people’s insurance will cover you if you are driving their vehicle. However, if you want to drive your own vehicle, then Carolina car insurance is absolutely required. If not, then you risk a series of fines that will gradually get worse the more repeated the offenses are. These can include the loss of your license, the impounding of your vehicle, and fines ranging around the $300 mark.